Living on a fixed or predictable income—whether from retirement, employment, benefits, or family obligations—requires intentional financial decisions. This practical, solutions-focused seminar moves beyond generic budgeting advice. Participants learn how small, realistic adjustments across everyday spending categories can create meaningful financial breathing room, reduce stress, and support long-term stability—regardless of income level or life stage. Online registration is required, or you may call the Reference Desk at 313-791-3813.